PlayStation 5 owners may encounter a problem when adding their credit or debit card as their account’s Payment Method. Oftentimes, it is an issue with the bank rather than with PlayStation itself. The solution will require the user to call the bank to unblock their card from PlayStation services.
Why Can I not add my Credit/Debit Card to add to my PlayStation Funds?
To keep it short, your debit/credit card is experiencing a cooldown set by your bank, and you will need to stop all activity on your card for a recommended 24 hours. In the meantime, you will have to find an alternative method to add funds to your PlayStation account. Consider purchasing PlayStation Wallet here: https://seagm.me/psn-wallet
The logo is a bit outdated as we have updated our site and brand, but this method is pretty easy to execute.
The main issue arises from the said debit/credit card undergoing a lot of activity in a short period of time, often during payday. It is likely the issuing bank decides to not allow your card to be used for an undetermined set period of time. PlayStation recommends not using your card 24 hours prior, per their official blog:Source: PlayStation
What is an Alternative Solution to add funds to my PlayStation Account?
If you do not wish to contact the bank, the only solution to this issue is to STOP attempting to add your card as a payment method. Eventually, you should be able to add it to your account as a payment method. Additionally, you can look for an alternative, which comes in handy in a situation such as chasing a limited-time sale.
We strongly recommend using SEAGM to purchase PlayStation Wallet. You visit their official website www.seagm.com , or download the app on Google Play/App Store. Not only do they provide attractive prices for all regions, but they also have a variety of payment methods exclusive to said region. They even have PayPal and Cryptocurrency, for users that wish to use international funding.
Here are some screenshots from the app:
The codes that you see can be redeemed on your PlayStation 4, PlayStation 5 consoles themselves at the following menu:
- Choose “Redeem Code”
2. Redeem the code from your SEAGM Account here: